Thanks to the excellent work of John Bracaglia, we have had good success in mortgage modifications. Recently, we had five clients who each came to us with their properties listed for sheriffs sale. In these instances, John was able to stop the sale and successfully negotiate modifications which lowered the interest rate on their mortgages and extended the term so as to afford a payment within their budget. The foreclosures were dismissed. As a result, they get to keep their homes and were extremely happy with this result. When things look bleak, our firm is there to help.